Health examinations
For early detection and early treatment, make sure you have annual health checkup
Lifestyle-related diseases such as cancer, stroke and diabetes often do not present with noticeable symptoms, and are often already advanced when detected. Annual health checkups will allow early detection of these diseases. PwC Health Insurance Society is actively supporting people to undergo health checkups so that they can have the opportunity to review their lifestyles by looking at the changes in their health data. If the rate of health checkups among insured persons and dependents aged 40 and over is low, the health insurance society will have to pay higher contributions to the government for medical care for the elderly. If contributions increase and health insurance finances deteriorate, the health insurance premium rate will have to be increased, which will lead to a decrease in salary and firm's profits.
Make sure to get a medical checkup.
Basic health checkup and optional examination
Application acceptance period: March 1st to March 31st of the following year, every year
Examination period: Once within the period from April 1st to March 31st of the following year, every year (the day before the disqualification date)
Test items for each health checkup
Basic health checkup
| Type of examination | Eligible persons (in a given fiscal year) |
Personal payment |
|---|---|---|
| Comprehensive medical examination (including same-day examinations and specified health diagnoses) |
Insured person and dependent(s) aged 40 and older | No personal payment if within the maximum amount |
| Health checkup for lifestyle-related diseases | Insured person and dependent(s) aged between 30 and 39 |
No personal payment |
| Health checkup for young adults | Insured persons aged under 29 and dependent(s) aged between 20 and 29 | No personal payment |
- *Those aged under 40 can use cafeteria points and undergo "comprehensive medical examination" instead, if they wish. (The points required for upgrading vary depending on the medical institution.)
- * The age reference date is the last day of each fiscal year (e.g., for the fiscal year 2025, it is March 31, 2026).
Optional Examination (No out-of-pocket cost)
[Eligible Individuals]
Insured persons and their dependents – Women aged 20 and over
- Breast cancer screening (Both mammography and breast ultrasound are available)
- Cervical cancer screening
[Eligible Individuals]
Insured persons and their dependents – Men aged 50 and over
- PSA (Prostate cancer) screening
Optional examination
Starting from April 2025, optional examinations available with cafeteria points will be limited to the following:
- Colonoscopy
- Chest CT
- Abdominal CT
- Helicobacter pylori test
- HPV test
- Cardiac echocardiography
- Transvaginal ultrasound
- Bone density test
- CEA
- AFP
- CA19-9
- CA125
- Sedative for gastroscopy
- LOX-index®
- Thyroid function test (blood test)
- Thyroid function test (ultrasound)
For optional examinations not listed above, please make a direct reservation with the medical institution and pay using cash, credit card, or other payment methods.
Milestone Brain Screening (Partially paid with cafeteria points)
[Eligible Individuals]
Insured persons – Men and women aged 35–39 and 40–44 (once in each age group)
- Brain screening (“Brain dock”)
※A personal contribution of up to 15,000 points may be required.
Medical institutions
For the list of medical institutions under contract, see the “Physical Examination Reservation System”.
Criteria for Health Screening Institutions with Transgender Support: Please refer to the latest version of the relevant criteria in the here for details.
In principle, health checkups should be taken at the contracted medical institutions.
PwC Health Insurance Society and the medical institutions have agreements on the content of the various health checkups to protect the employees against diseases. Please select a contracted medical institution to undergo the health checkup.
The only exception is when it is difficult for dependent(s) living in provincial cities to visit the contracted medical institutions. In such a case, please contact the PwC Health Insurance Society. The table on the down shows the maximum amount that the Society will cover.
| Age of examinee* | Maximum coverage |
|---|---|
| Over 40 years old | Up to 49,500 yen |
| 30-39 years old | Up to 27,500 yen |
| Under 29 years old | Up to 11,000 yen |
* The age reference date is the last day of each fiscal year (e.g., for the fiscal year 2025, it is March 31, 2026).
Submission of the examination results to your employer
Regarding the results of the legally designated test items, all insured persons will be asked to accept/consent to submission of the health checkup results to the employer.
How to apply for a health checkup
- STEP1Decide the medical institutions
Check the contracted medical institutions.Select the medical institution you wish to visit.
Click on the "Physical Examination Reservation System" and select the medical institution you wish to visit from the list of contracted medical institutions. - STEP2Make an appointment
Reservation by telephone
1.Call the medical institution and make an appointment.
2.Click on the "Physical Examination Reservation System".
3.Click on Apply.Enter the details of the appointment as discussed on the telephone.
On-line reservation (Any time of the day!)
1.Click on the "Physical Examination Reservation System".
2.Click on Reserve.Reservation + entry of application information.
- STEP3Receiving a "Visit Approval Slip"
After your exam appointment data has been recorded, you will be sent a fax or e-mail from Value HR Inc. (external contractor).
(E-mail address of the sender: tcf-kensin@apap.jp) - STEP4Information including the test kit is sent by the medical institution.
- STEP5Visit the medical institution
On the day of the visit, remember to take the following items with you.
My Mumber Health Insurance Card, etc.
Specimen containers/health questionnaire etc. that had been sent from the medical institution - STEP6The results are delivered by the medical institution.
*Be sure to respond to any instructions given on the result sheet.
*Secondary tests (retests) are covered by insurance.
Please pay the co-payment (30%) at the counter of the medical institution.
*The Society may offer special programs depending on the results.
To modify/cancel the application (reservation)
| If you made an online reservation: | Please cancel your application from the "History of applications" section located at the top of the "Physical Examination Reservation System" website and initiate the medical examination reservation procedure anew.
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|---|---|
| If you made a reservation by phone: | The individual who made the reservation should directly contact the medical institution by telephone. After contacting them, please proceed to register for schedule changes or cancellations through the "History of applications" section at the top of the "Physical Examination Reservation System" website.
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| Changing the medical institution, Physical Examination Course, or the Content | Please process the above mentioned cancellation procedure yourself. Please follow the guidance and make a new reservation from Step 1. |